The firm has assisted in the negotiation and settlement of a vast number of loans for its financial institution clients.  The efficiency of experience has enabled the firm to pursue litigation and recover judgments in both state and federal court at reasonable cost to its clients.  Over 98% of the firm's collection cases are concluded through default or summary judgment proceedings and rarely is a trial necessary. 

On occasions where the borrowers are not residents of the State of Texas, and the amount of the debt is sufficient to confer jurisdiction in federal court, the firm has obtained judgments against non-resident borrowers through the federal court system thereby expediting enforcement and collection of judgments in foreign jurisdictions.  The firm is keenly aware of the need for low cost prosecution of collection litigation, and works closely with clients to streamline the communication of necessary information to pursue such matters efficiently. 

All of the firms attorneys have collection and workout experience, but Michael J. Smith maintains responsibility for collection and workout services.